FINANCING


Financing an affordable modular container ADU home unlocks ownership sooner with lower monthly payments, greater equity growth, and rental income potential—all while preserving your cash flow for other priorities. We offer solutions and options!!!!

Acorn Financing

Calculate Your Estimated Monthly Payments

We’ve partnered with Acorn Finance to make financing your container home or commercial unit easy and stress-free.

Use the calculator below to estimate your monthly payments—no impact on your credit score to check offers.

Acorn Finance apply and get affordable payment options from multiple lenders

Traditional Mortgage Financing

Kozzi Space is proud to partner with Cardinal Financial, a nationally recognized lender specializing in helping individuals and families achieve homeownership through smart, flexible financing.

Qualified buyers can access:

FHA, VA, and Conventional home loans

Affordable mortgage payments with competitive rates

Fast closings — as soon as 45 days

Financing options that include both land and build packages (with an approved contractor)

Or, home-only financing if you already own land

Cardinal Financial understands the growing need for sustainable, modern housing, and they’re committed to supporting homebuyers looking for smarter, more efficient ways to live. Whether you're building an ADU for your family, rental income, or as your primary residence, this partnership makes modular container homeownership more accessible than ever.

We will help you walk through the process.

Get Qualified
  • ADU Modular Container Communites

    Unlock Rental Income with Ease —
    Backed by Cardinal Financial

    Whether you're a homeowner or a
    seasoned investor, Kozzi Space and Cardinal Financial make it simple to finance stylish, income-generating container properties—quickly and affordably.

     

    🏢 For Investors & Developers:

    ·        Finance multi-unit rental
    communities or commercial add-ons

    ·        Use construction-to-permanent loans
    to streamline your build

    ·        Scale with confidence—flexible
    financing for larger projects

    ·        Add income-boosting modules like
    kitchens, restrooms, or storage

    ·        With Cardinal Financial as our
    lending partner, you’re backed by one of the nation’s top mortgage providers.
    From pre-approval to move-in, we’ll guide you through every step—typically
    within 11–12 weeks.

         

    📋 Contact our Team member to get started

  • Community Development Financing

    At Kozzi Space, we believe in building more than structures—we’re committed to empowering communities. That’s why we support financing options through Community Development Financial Institutions (CDFIs).

    CDFIs are mission-driven lenders dedicated to expanding economic opportunity in underserved areas. They provide affordable loans, credit, and financial services to individuals and small businesses who may not qualify through traditional banks.

    By partnering with CDFIs, we help our clients—especially those in emerging or economically challenged communities—access the funding they need to create meaningful, lasting impact through custom container spaces.